> ## Documentation Index
> Fetch the complete documentation index at: /llms.txt
> Use this file to discover all available pages before exploring further.

# Countries and coverage

> The zones Simiz covers — CEMAC and UEMOA, corridors being activated, Mobile Money operators and supported currencies per country.

Simiz covers the **CEMAC** (6 countries) and **UEMOA** (8 countries) zones — 14 countries
in the CFA franc zone. Corridors are **being activated** — no licensed payment partner is
signed yet. Live coverage is at [/coverage](https://simiz.io/coverage) ; actual availability
per account is in the dashboard.

## Supported operators (at activation)

The following operator codes are technically supported by the Simiz API. Their actual
availability will depend on the licensed partner activation in each corridor:

| Operator     | Code           |
| ------------ | -------------- |
| Orange Money | `ORANGE_MONEY` |
| MTN MoMo     | `MTN_MOMO`     |
| Wave         | `WAVE`         |
| Moov Money   | `MOOV_MONEY`   |

Coverage expands as new licensed partners are activated — the actual list of methods
available to your account is visible in the dashboard.

## Currencies

| Currency        | Code  | Zone                                      |
| --------------- | ----- | ----------------------------------------- |
| CFA Franc BEAC  | `XAF` | CEMAC (Cameroon, Gabon, etc.)             |
| CFA Franc BCEAO | `XOF` | UEMOA (Senegal, Ivory Coast, Benin, etc.) |

<Tip>
  Amounts are always expressed in the smallest currency unit. For XAF and XOF, that is
  1 franc (no cents).
</Tip>

## How it works in each country

Simiz is a non-custodial orchestrator: in every country, payments are executed by **local
licensed partners** (Mobile Money operators, banks, regulated payment institutions). Simiz
routes your transaction to the right partner based on the country, the currency and the
customer's payment method.

## Next steps

* [Mobile Money payments](/en/core-concepts/payments/mobile-money) — create a payment,
  phone number formats per country
* [Payment architecture](/en/core-concepts/payments/architecture) — routing and
  non-custodial orchestration
