> ## Documentation Index
> Fetch the complete documentation index at: /llms.txt
> Use this file to discover all available pages before exploring further.

# Introduction

> Non-custodial payment orchestration for Africa — one API across Mobile Money, cards, and bank rails; execution via licensed partners.

Simiz provides **non-custodial payment orchestration**: a unified API to accept payments, manage subscriptions, and connect to major African payment providers. Simiz does not operate the custody of funds; execution is performed by licensed partner providers.

<Frame caption="One integration, every corridor: Simiz routes each transaction to the optimal licensed partner and notifies you back with a signed webhook.">
  <img src="/images/orchestration-flow.svg" alt="Diagram: merchant application calls the Simiz API, which routes each transaction to MTN MoMo, Orange Money, Wave, or a partner bank; a signed webhook returns to the merchant." />
</Frame>

<Note>
  Simiz covers the **CEMAC** (6 countries) and **UEMOA** (8 countries) zones — 14 countries in the CFA franc zone. Corridors are **being activated** — no licensed payment partner is signed yet (Coming soon). Live coverage is at [/coverage](https://simiz.io/coverage) ; actual availability per account is in the dashboard.
</Note>

## Why Simiz?

* **One API, all providers** — Orange Money, MTN MoMo, Wave, and Moov Money through a single integration.
* **Developer-first** — Clean REST API with comprehensive documentation.
* **Enterprise-grade security** — HMAC webhook signatures, idempotency keys, PCI DSS compliance handled by our processing partner.
* **Real-time webhooks** — Get instant notifications for every payment event.
* **Sandbox included** — Test your integration risk-free with simulated transactions.

## What you can do

<CardGroup cols={2}>
  <Card title="Mobile Money Collection" icon="mobile" href="/en/core-concepts/payments/mobile-money">
    Accept payments via Orange Money, MTN MoMo, Wave, and other mobile wallets.
  </Card>

  <Card title="Payment Links" icon="link" href="/en/core-concepts/checkout/payment-links">
    Generate shareable payment links — no code required.
  </Card>

  <Card title="Hosted Checkout" icon="credit-card" href="/en/core-concepts/checkout/hosted-checkout">
    Redirect customers to a branded, secure checkout page.
  </Card>

  <Card title="Webhooks" icon="webhook" href="/en/core-concepts/webhooks/overview">
    Receive real-time notifications for every event.
  </Card>

  <Card title="Payouts" icon="arrow-up-right" href="/en/core-concepts/payouts/overview">
    Orchestrate withdrawals to bank accounts or mobile wallets via licensed partners.
  </Card>
</CardGroup>

## Quick links

<CardGroup cols={2}>
  <Card title="Quickstart" icon="rocket" href="/en/quickstart">
    Get your first payment in under 5 minutes.
  </Card>

  <Card title="API Reference" icon="code" href="/api-reference">
    Explore the full REST API documentation.
  </Card>
</CardGroup>