Simiz provides non-custodial payment orchestration: a unified API to accept payments, manage subscriptions, and connect to major African payment providers. Simiz does not operate the custody of funds; execution is performed by licensed partner providers.
Diagram: merchant application calls the Simiz API, which routes each transaction to MTN MoMo, Orange Money, Wave, or a partner bank; a signed webhook returns to the merchant.

One integration, every corridor: Simiz routes each transaction to the optimal licensed partner and notifies you back with a signed webhook.

Simiz covers the CEMAC (6 countries) and UEMOA (8 countries) zones — 14 countries in the CFA franc zone. Corridors are being activated — no licensed payment partner is signed yet (Coming soon). Live coverage is at /coverage ; actual availability per account is in the dashboard.

​
Why Simiz?

  • One API, all providers — Orange Money, MTN MoMo, Wave, and Moov Money through a single integration.
  • Developer-first — Clean REST API with comprehensive documentation.
  • Enterprise-grade security — HMAC webhook signatures, idempotency keys, PCI DSS compliance handled by our processing partner.
  • Real-time webhooks — Get instant notifications for every payment event.
  • Sandbox included — Test your integration risk-free with simulated transactions.

​
What you can do

Mobile Money Collection

Accept payments via Orange Money, MTN MoMo, Wave, and other mobile wallets.

Payment Links

Generate shareable payment links — no code required.

Hosted Checkout

Redirect customers to a branded, secure checkout page.

Webhooks

Receive real-time notifications for every event.

Payouts

Orchestrate withdrawals to bank accounts or mobile wallets via licensed partners.

Quickstart

Get your first payment in under 5 minutes.

API Reference

Explore the full REST API documentation.