Simiz pricing rests on one principle: you only pay for what succeeds, with no hidden fees. Three plans calibrated to volume, addons bundled per plan, corridor-based pricing.
All prices shown are Simiz platform fees. Payment provider fees (Mobile Money operators, card networks) are separate and displayed transparently in your dashboard and transaction details.

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Choose your plan

Starter

Self-service, free to sign up. Up to 10,000 transactions/month. Commission starting at 0.5% per successful transaction. Ideal: SMBs, online commerce, digital freelancers.

Growth

On quote, tiered pricing. 10,000 to 120,000 transactions/month. Key addons included. Ideal: B2B SaaS, marketplaces, multi-tenant platforms. Talk to an expert

Scale

Custom, negotiated rate. 120,000 transactions/month and above. Dedicated infrastructure + 99.9% SLA. Ideal: banks, EMIs, high-volume marketplaces. Talk to an expert
For the full matrix of features included per plan, see Plans & billing.

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How fees work

Fee diagram: a successful transaction splits into a Simiz orchestration fee (green, percentage on success) and a separate provider fee (sky, operator/card network); a failed transaction incurs no orchestration fee.

A successful transaction carries two separate, transparent fees — a Simiz orchestration fee (percentage, charged only on success) and a provider fee (Mobile Money operator or card network). A failed transaction incurs no orchestration fee.

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Orchestration fee

A percentage of each successful transaction processed by Simiz. Failed transactions are not billed.
  • Starter: country-based reference rate on successful transactions
  • Growth: tiered pricing by volume — on quote
  • Scale: negotiated rate, custom infrastructure
Each transaction shows its breakdown in the dashboard and monthly invoice.

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Provider fees

Operator fees (MTN, Orange, Wave, etc.) are not Simiz fees. They are:
  • Collected by the licensed partner executing the transaction
  • Displayed separately in transaction breakdowns
  • Governed by the operator’s own pricing

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Payout fee

Sending money out (a payout / disbursement) carries a separate fee from the orchestration fee above — the applicable orchestration rate covers collection (pay-in), not payouts. The payout fee is config-driven per organization (default ~1% if unset) and is shown on each payout. See Payouts for details.

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Zone-based pricing

Simiz pricing varies by corridor (origin and destination country of the transaction). Reference rates for common corridors:
Actual rates depend on your plan and corridor. Contact sales@simiz.io for a detailed estimate for your corridors.

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Addons per plan

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Changing plan

Moving from Starter to Growth/Scale is done by quote from Account → Plan → Request a quote. Contract signature immediately activates the higher plan and bundled addons.